1. Global Compliance Statement

Called To Lead Strategies (“we,” “our,” “us”) is based in the United States and operates under U.S. federal and state law, including the laws of California (CCPA/CPRA), Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), and Utah (UCPA). We also extend reasonable accommodations to users and visitors from international regions governed by laws such as the GDPR (EU/EEA/UK), PIPEDA (Canada), and other global data protection frameworks.
This disclaimer outlines your legal rights, obligations, and the scope of our services and data practices, and is binding for all users—whether domestic or international.

2. No Refund Policy

All purchases, payments, and enrollments made through Called To Lead Strategies are final and non-refundable, including but not limited to:

• Online training courses
• Coaching sessions
• Strategy packages
• Digital products
• Consulting services

By submitting payment, you acknowledge that you are purchasing a service or digital product that is non-returnable. Refunds are not permitted unless required by law in your jurisdiction.
We reserve the right to deny refund requests in accordance with this policy, and no verbal or written statements by staff or affiliates shall override this policy.

3. Use of Our Online Platform

All educational, consulting, and coaching services offered by Called To Lead Strategies are delivered exclusively through our online platform. This may include:

• Secure client dashboards
• Digital downloads
• Scheduled webinars
• Online learning modules
• Email and chat-based support

By enrolling in any service or program, you agree to use our designated digital system for accessing content, submitting forms, and receiving communication. Failure to use the platform does not exempt you from the no-refund policy or any binding contractual terms.

4. Data Collection and Processing

We collect personal and technical information as described in our Privacy Policy. This data may include names, emails, IP addresses, browser types, and interactions with our website. By accessing or using our services, you consent to the transfer, storage, and processing of your data in the United States, where privacy laws may differ from your country of origin.

We comply with applicable legal frameworks to protect international data.

5. Cross-Border Data Transfers

For users located outside the U.S., personal data will be transferred to our servers located in the United States. We apply appropriate safeguards including Standard Contractual Clauses (SCCs) or similar mechanisms when applicable under GDPR, UK GDPR, and PIPEDA.

6. International User Rights

Depending on your jurisdiction, you may have the right to:

• Access your personal data
• Correct or delete inaccurate or outdated information
• Withdraw consent
• Object to profiling or marketing
• File a complaint with your local data protection authority

These rights are honored to the extent they do not conflict with U.S. law or our platform’s terms of service.

7. Cookies and Tracking Technologies

Our website uses cookies to enhance user experience and collect analytics. You may disable non-essential cookies through your browser settings or opt-out tools. International visitors can learn more by reviewing our Cookies Policy .

8. Security Practices

We use SSL encryption and other technical safeguards to protect your information. While we aim for maximum security, no digital system is completely immune from risk, and use of our services implies acceptance of this limitation.

9. Use Restrictions & Legal Jurisdiction

Users from outside the United States must ensure their use of our website is legal in their own country. By using our services, you agree that:

• U.S. law (State of Florida) governs all disputes.
• Legal proceedings must occur in Florida.
• Any dispute will be resolved through binding arbitration.
• Each party shall bear its own legal fees unless awarded otherwise.

We do not warrant that our services are appropriate or lawful in your country.

10. Modifications

We may amend this disclaimer at any time. Updates will be posted with a new effective date. Continued use of the site and services signifies your acceptance of the revised terms.